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Bridal Wear From India – Lehenga Choli

Lehenga Choli is one of those ensembles which will leave evergreen memories in your mind. A set of Lehenga Choli comprises of a choli or the Blouse, a flowing skirt and a roll over Dupatta. There are several designs in different patterns and fabric styles. The right way is to select a color and fabrics that suits one, and get it customized into a Lehenga Choli in preferred style. Lehengas for wedding are most preferred in Indian subcontinent.

Bridal Lehenga Cholis are made with exquisite care and concern as it is the one that makes the bride look like a goddess on the wedding day. A bridal trousseau has many Lehengas and Ghagra Cholis in it. Available in rich fabrics like raw silk, satin, crepe, net and georgette, Lehengas for wedding come out in various colours both traditional and contemporary.  ogdispensary  Designer They are adoringly made so for the brides just to make sure they are the highlight of their wedding day.

The collection available online offers one to browse through in pleasure and shop in a relaxed manner. It cuts off the hurried shopping that involves hours of time wastage in shopping malls and not finding the Choli of your choice. The online collection makes it all simple. The ample amount of styles and patterns available in various color and fabric options make this Lehenga collection a favourite among women.

The Bollywood Lehenga Cholis fashioned out of the many Bollywood movies are an instant hit in fashion world. These Lehengas are designed to make one slick and chic. Embroidered Lehenga Cholis are designed employing delicate but intricate embroidery work derived out of art work from across the world. These Lehengas use heavy embellishments of Kundan, Swarovski, Pearls, Stones, crystals etc. Silk Lehenga Cholis are always a much sought after ensemble among young ladies. Not only the attire is made of rich and the royal fabric silk but this also exudes a royal presence when in a crowd.

They are heavy in demand apart from marriages during the festive seasons like Navratri, Dussehra, Diwali, Eid etc. Regular Sale at online websites during these festive seasons ensures much availability of Lehengas and Ghagras. Lehenga Choli for kids is also a recent trend and the demand supply is always met by the online collection.

The latest style is an amalgamation of the traditional Lehenga Choli and a Saree and is called the Lehenga Style Saree. Here the pleats of the saree resemble to that of the panels of the Lehenga giving it a lehenga style look than that of a saree.

Cbazaar.com is one of the most popular online shopping website for Indian Clothing that includes Sarees, Salwar Kameez, Anarkali suits, Bollywood Fashion, Costume and Fashion Jewelry. South Asians such as Indians, Pakistanis, Bangladeshis, Sri Lankans living in USA, UK, Australia, Canada, France, Germany, Europe, South Africa and other parts of the world love to buy their designer clothing online at Cbazaar.com because of the wide range of designer sarees, traditional sarees, bridal sarees, Punjabi Salwar suits, Kurti, Handbags and other fashion accessories.

Lehenga is one of the most favorite wedding attire for most the Indian brides. A lehenga traditionally consists of three parts namely, lehenga or ghaghra (full length skirt), a choli (fitted top or bodice) and the odhini or dupatta (veil). All these three parts are co-ordinated in the best possible manner to make the bride look perfect on her D-day. The colors, the designs, the style, every single thing has to be in synchronization with each other because then only this particular bridal attire or the perfect lehenga can create the actual dazzling effect.

There are a couple of pointers which can help one pick up the right kind of lehenga. Some of which are discussed below. Check out these lehenga tips here:

-The first thing which needs to be remembered while buying a lehenga is the budget. One should first fix a budget and then try finding a lehenga which suits the budget. This would help to keep the expenses in track and not make one end up blowing an unjustified amount on a lehenga.

-If you are getting a lehenga designed, then try to spend ample amount of time with the designer to provide him with a fair idea of the kind of lehenga you are looking for.

-Make sure the fabric used in lehenga is decent enough as at times the fabric quality is not prioritized while designing a lehenga.

-The lining used in the skirt has to be strong and comfortable enough to carry the weight of the heavy embroidery done on the skirt. Satin or any other soft fabric makes wonderful lehenga linings.

-Make sure that the embroidery etc. done on the outfit does not hamper the movement of your arms etc. or hurt the skin in any whichever way.  vapesonline  At times the embroidery under the arm on the bodice hurts the skin and hampers the movement of hands. Thus, it should be checked well before making a purchase or getting a lehenga designed.

Lehenga choli shopping is one of the most exciting experiences a lover of ethnic fashion can have. These beautiful and glamorous outfits are available in a plethora of amazing varieties. If a woman wants to look and feel like a royal Indian princess straight out of the annals of history, the lehenga choli is what she should be wearing. The best part is that lehenga cholis are comfortable and versatile as well as stylish and elegant. Thus, wearing this outfit during a hectic festival or wedding event is not the death knell for all comfort and enjoyment!

While there are many traditional varieties of the lehenga choli, it is the contemporary ones that have really attracted the attention and patronage of stylish fashionistas. When women go lehenga choli shopping today, they will find a number of western designs, fabrics and silhouettes arrayed next to the classic ones. Some are simply the classic, regional varieties, but with a new element added; which can be seen in either color, fabric, embroidery or even silhouette. Others are totally new outfits that have never been seen before.

A great example of the latter is lehenga style sarees. These are hybrid garments that combine the structure and fit of the lehenga with the elegant drape of the sari. The lower part of the outfit is a lehenga style skirt with a pre-pleated design added in order to make it resemble a sari. The upper half is the typical saree pallu which has to be draped over the shoulder. This is a designer outfit and as such it generally comes in very glamorous avatars. Richly decorated borders, colorful panels, gota patti work, zardozi designs and intricate resham embroidery are all often used to decorate these garments. They are the perfect choice for weddings, festivals and other ceremonies, where opulent ethnic wear is the norm, and yet comfort is of the utmost importance.

Besides such innovative hybrid varieties, one can also find lehengas with a western style silhouette that gives the overall outfit a very fashion forward look. For instance, the sensual mermaid cut lehengas have become extremely popular. They are often paired with corset style cholis and typically look extremely elegant and chic.

On the other hand, designers are also re-discovering old techniques and designs. Many of these have distinct regional origins and designers incorporate them in their creations in unique ways. For instance,  free article  the layered lehenga often combines a modern fabric like net or tissue with a sumptuous traditional one like Banarasi brocade or silk with zardosi designs.

A major trend in Indian lehenga choli shopping nowadays is the move towards online portals as the primary retailer. This is because online shopping is indeed the most convenient option. Women as well as men can browse through a wide variety of ethnic wear options from the comfort of their home and have it delivered right to their doorstep. There are many ethnic fashion portals that have sprung up; however, it is important to select the right retailer who can provide quality as well as authenticity, at value for money prices.

Utsav Fashion, a leading online store, offers a wide range of Indian Lehenga Choli,  innotechreviews  Lehenga Style Sarees and other accessories. The site has a user-friendly interface, where you can make online purchases of ethnic apparel and offer speedy delivery across many countries the globe over.

The excitement of applying henna, the resonance of shehnai, following wedding rituals among family and friends, large family gatherings, flower decorated mandap and finally the pleasure of becoming someone’s bride, are something that every Indian girl dreams of. The day of her wedding is very much important for her. It’s the day when her mind is clouded with dual emotions of happiness and nervousness. Her wedding is more of a moment of celestial confluence when she wants to look perfect in her wedding dress. She desires to be the center of attraction on that very special occasion of her life.

Since time immemorial, dressing and make-up are associated with women or rather they epitomizes feminine persona. Donning the right piece of traditional lehenga and right make-up is what every bride yearns for. Here are some tips for our would-be brides who are bit confused in selecting the right wedding lehenga for the most cherishable moment of their life:

 

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In-Trend Bridal Lehenga Styles for Indian Weddings

Be it weddings, festive occasions, or Dandiya-Raas outings, lehengas, with origins in Rajasthan, have long been a favorite for Indian women. Bridal lehengas particularly, have undergone many improvisations to come up with a traditional yet contemporay look. Heavy lehengas, with options like brocade, silk, zari, stone, crystal embellishments are a perfect choice winters. The lehenga, the choli and blouse, each is an important part of the whole bridal get-up.

Talking of bridal lehengas, contemporary versions of the choli, like fitting corsets and bikini patterned blouses are a result of years of improvisation, majorly to suit current trends and preferences. Then again, the choli could have a resham dori hanging by the back, or one could go for backless styles, thereby adding a contemporary touch to this traditional attire.  optisoftvision   But ideas don’t stop there- a hot favorite this season seems to be the halter neckline or a strapless blouse, to up the oomph factor on your wedding day. Hence, every little detail, be it the lehenga, choli, or dupatta, can be played with to enhance your look. Also, in bridal lehengas, women have started to experiment with colors, drifting away from the usual reds. The newest trends include multi-colored panels- where the different layers form a vibrant mix, also giving a modern appeal to you attire.

TV Soaps and Bollywood influences like movies- Hum Dil De Chuke Sanam, Paheli have helped bring back the glamor associated with the authentic, traditional, lehenga-choli look, thereby making ‘traditional’ the new ‘fashionable’. Over the years, heavy borders of gota-patti, or intricate embroidery, has gone up the preference chart for women, when it comes to wedding lehengas. One of the hottest trends for 2013 would be wearing a silk blouse and lehenga, with the dupatta being of a flowing fabric, for instance, chiffon, adorned with embellishments to keep the glamor quotient intact. The lehenga saree is the look to don this festive if you’re in the mood to try something new. Merging the look of a lehenga with that of a saree, the outcome is a wonderful blend of classic styles that have only gotten better with time. The best part is, the lehenga-saree only resembles a saree, but is as comfortable as a long skirt, thanks to the absence of pleats.

With the approaching Dandiya Raas celebrations, women are stocking up on new party-wear lehengas. But this time around, instead of going for the usual heavy-embellished look, women are opting for shades like cream, and white, a favorite with the likes of Aishwarya Rai and Sonam Kapoor this year. Also, floral prints on a white lehenga seem to have made a grand, fashionable entry this year. Bandhej pattern with inricate mirror work refuse to go out of vogue, year in year out. For those who like to stick to the decade old, evergreen look, options are aplenty. Vivid colors, or contrasting mix-matches are a great style to try too.

Designer lehengas are an option a woman would surely want to consider for special occasions. Meera- Muzaffar Ali recently came out with an elegant white-gold lehenga choli combo, once again reminding us of the shift to shades like white and cream this year, for lehengas. Swarovski crystals, beads, kundan and other embellishments end up giving you a wholly grand and royal look. The Shehlaa collection by designer Shehla Khan, and Debarum have brought back focus on the floral prints, taking you back to the 1950s.

Be it designer lehengas, or party-wear lehengas, or the different drapes and styles,  lehenga   women have a wide variety of outfits to choose from. With the boom in online shopping, one can do the same sitting in the comforts of one’s home.

Utsav Fashion, a leading online store, offers a wide collection of Indian Wedding Dresses and a huge collection of Bridal Lehenga Choli as well as accessories. The site has a user-friendly interface, where you can make online purchases of ethnic apparel and offer speedy delivery across many countries the globe over.

Lehenga choli is one of the most famous and preferred dress for events likes weddings and religious festive. This dress is related to festivity because its history shows that it was supposed to be a royal dress worn by the wives and daughters of Mughal emperors. Therefore, many brides like to choose this attire for their big day because they want to feel and look special just like a royal princess. The bridal lehenga choli like any other lehenga consist of three parts the pleated skirt called the lehenga, a fitted choli or blouse and a dupatta.

The origin of this dress can be traced back to Rajasthan and Gujarat, but after Mughal took over the sub continent this dress became the most favorite attire for the royal ladies. This attire became famous among the royalties because it provided a modest and feminist covering to the women. Though the attire has went along many alteration throughout the time, but still many designer and brides like to stick to Mughal designs and embroidery while designing a bridal lehenga choli.

Earlier the preferred cloth for this dress was silk, chiffons and jamawar, but today the textile industry has introduced many other cloths in the market, which add variety and more volume to the dress. However, still many brides like to go traditional while designing their lengha and prefer to use the cloth like pure silk and chiffons. Apart, from the cloth the fashion industry has also introduced many other cuts and styles in the bridal lehengas.

Famous cuts and styles in Bridal lehenga Choli
The famous cuts and styles that have been introduced in bridal lehenga choli are,

Straight cut lehengas : The straight cut bridal lehenga choli are the most favorite among the brides because it suit every body type. In this style the lehenga flow down in parallel down the body and helps in creating an illusionary slimming effect.

Panelled lehengas: This style of lehenga choli provides more flare and fall to the brides. The designers can experiment with the colors using this style of bridal lehenga choli as the panels stitched together with the lehenga can be of different colors.

Fish tail or mermaid lehenga: This style of lehenga is fitted at the waistline and open’s at the bottom.

Circular lehenga:  innotechreviews  This style of lehenga is the oldest style in lehenga choli and involves a lot of pleats at the waistline. The pleats provide a lot of volume to the lehenga and are especially preferred by the brides with thin figure.
These common bridal lehenga choli styles and designs are followed by the brides all over the Asia, but the Mughal influence can still be seen in the latest designs and embroideries. However, brides still like to fuse in the modern styles in their bridal wear, but when it comes to traditional dress and style they prefer to have the bridal lengha choli. The popularity of this attire has now crossed the boundaries of Asia and is becoming a styles symbol for many international designers.

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The Secret Sauce for Setting and Achieving Goals That Spark

Setting goals is the foundation upon which success is built. Goals offer us a target at which to shoot at and the basis for daily success habits. Yet, for many, the excitement of getting into action around their goals dissipate over time and the magic of setting and achieving goals loses its shine. What’s missing is the secret sauce for setting and achieving goals that spark.

I love setting and working towards achieving personal and professional goals. I remember early in my career setting simple yet powerful goals and the feeling of joy and elation that comes with achieving them. Yet,  mathey  somehow the excitement of setting goals disappeared as I found it increasingly easier to achieve them.

And then, one day, a deep sense of disappointment when I realized twelve months later that none of what I set out to achieve, has come to fruition. When I examined where it all went wrong, I realized that none of the goals I tried to achieve were tied to what was truly important to me.

Somehow, I felt SMART goals were no longer making a strong enough connection with what I valued most – what I desired most.

Although I love the simplicity of SMART goals, what it missed was SPARK.

1. Set Goals that Are Simple, Specific and that has a clear Stake

Goals that are simple and specific have a far greater chance of being achieved. Doing so allows you to keep your goals front of mind. It also offers you a constant reference against which to measure your actions. Thus, “lose weight” is not specific enough, but “lose 25 pounds” is simple and specific.

And, the power of this simplicity lies in the underlying reason for wanting to achieve the goal.

In order to achieve your goals, understand what is at stake. Compile at least three compelling reasons why you want to achieve a specific goal. If the answer to that question does not get your heart beating faster, then either the goal is not worth accomplishing or, you have not found a compelling reason as yet for wanting to achieve that goal.

2. Passion and Purpose

In order for goals to have meaning connect them with what you are truly passionate about. Alternatively, set goals that give expression to your life’s purpose and capture a dream to be realized. Goals not grounded in your passion, purpose or dreams are more than likely to feel empty and result in little or no motivation for action. Goals tied to your dreams, your passion or your life’s purpose creates forward movement and ultimately momentum in times when you get stuck.

When your goals are aligned with your purpose, there is deep resonance, bold action and a stronger commitment to success.

3. Accountability

For most people, setting goals represent a necessary evil for getting into action to achieve success. However, setting clear goals is the first step in the planning process – for therein lies the root of well-timed and thoughtful actions. Actions that have a clear “by when” for which you can be held accountable has a stronger chance of success.

Holding yourself accountable means everything you think, say or do counts.

Have some fun holding yourself accountable by asking a friend or colleague to be your accountability buddy. Alternatively, get your coach to hold you accountable for achieving your goals.

4. Review, Reset and Reactivate

Those using computers that run on the Windows platform knows the trials and tribulations often accompanied by “Frozen Screens”, Sluggish Computers, etc.  roll-up-profis  A quick call to the IT department for help is often met with an authoritative “reboot the machine”.

Sometimes, the goals you set loses its buoyancy. Your circumstances change, new priorities emerge or the goal is just no longer relevant for whatever reason – perhaps your actions have catapulted you into stardom.

A structured review process allows you to uncover important lessons and may lead to personal discovery. Constantly review your goals to determine whether there is a need to reset your commitment to them and reactivate the actions you created to achieve them.

By reviewing your goals you will revitalize your energy for engaging with it, reaffirm your commitment to achieving your life’s purpose and dreams, and more importantly, train yourself to remain accountable for achieving compelling goals.

5. Set Goals that have Kick

There is nothing worse than setting goals that do not inspire you to take action. Goals that have kick stretch you way beyond your self-imposed limits and challenge you to examine the way you see yourself. The secret is to set goals that has just enough stretch to get you truly excited about getting into action around them.

Further, setting compelling goals with a time horizon of no more than 100 days offers you an exciting challenge and more likely to keep you motivated.

And, I think you will agree that there is nothing that excites human beings more than a good challenge. The secret to a good challenge is setting and achieving compelling goals that SPARK.

Bottom line: When you commit to achieving a goal, plan thoroughly, act boldly and hold yourself accountable for achieving your success.

And, did you know the best way to achieve this is to get the help of a professional coach.

I would like to invite you to claim your Free Instant Access to a “Strategic Goal Planning Session” with me, Igshaan when you visit

From Igshaan Soules – The Personal Leadership Champion and the Great Personal Leadership Development Network.”

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How to Improve Concentration While Studying

One of the most difficult aspects of studying is maintaining focus. Especially considering the fact that we live in a fast-paced, technology-based world wherein distractions can be found everywhere. It’s easy to avoid studying by turning on the TV, surfing the web, or even staring blankly into space. So for many of us, becoming better students is mostly about improving concentration.

There are some fairly obvious tips when it comes to improving concentration. One of the easiest ways to improve your concentration is to choose an appropriate study environment. Limit distractions as much as possible by choosing a private room that is quiet and free of electronics and people. Organization is another important part of maintaining concentration. Unnecessary clutter should be cleared  mathey   to make room for study materials.

When it comes to the actual studying, make sure to give yourself breaks to avoid fatigue and boredom. Choose a study method that works for you. Some people use flashcards, while others make detailed study notes. The SQ3R method is effective for many students. It involves skimming your text for important information, creating questions from titles, headings, and subheadings, and reading, reciting, and reviewing material. Regardless of which study techniques you use, be sure to study well in advance and maintain your determination to overcome problems with concentration.

Still, other than these simple study tips, there are other ways to improve your concentration. Did you know that sound can help improve your memory and concentration? In fact, sound technology can be used to improve focus and cognitive function even in individuals with attention deficiencies. These sound products are designed specifically to treat problems associated with attention, focus, and mental efficiency and they are based on years of scientific research.

You can probably relate to the experience where some days you are alert and focused, while other days you find it difficult to concentrate on your regular daily tasks. These variations in motivation, concentration, and focus are normal, but sound therapies can help improve your mental efficiency day in and day out.

Even the effects of aging on mental clarity can be ameliorated with sound technology. Our brainwave functions typically decline as we age, which subsequently impacts our mental functioning. We begin to feel less sharp and standard mental processes such as basic mathematics, reading and writing, or even focusing on a lecture become challenging. Sound technologies can significantly improve these abilities, and research seems to support the idea that listening to particular sounds can speed brainwave frequency and even improve IQ.

Fortunately, with these sound technologies, there is little you need to do to improve your memory and concentration. Simply listening to your CD player as you sleep     can make great strides to improving your mental clarity throughout the day. Plus, when you combine these sound technologies with other tools for improving memory and concentration, you’ll notice drastic advances in your brain function.

To improve your concentration and for great sounds to study to please visit Soundhealth Products.

Research has proven that ongoing training is key to employee effectiveness. If you’re a manager, that’s information definitely worth digesting. Why? Typically, managers are the best trainers. Managers know their employees better than anyone else in the workplace, so it makes much more sense for managers to create and facilitate training for their employees because they know what their employees need and want.

Fortune Magazine annually selects the best companies in the U.S. to work for. And a common characteristic amongst the top companies is training. Fortune’s top-rated companies habitually provide forty, fifty, sixty, and hundred-plus hours of training per year for employees. Training makes all the difference in the workplace world!

Training is a skill set, so if you’re a manager and you don’t know how to train, “I am not a trainer,” is no longer a real convincing excuse. So instead of excuse yourself, engage yourself as you learn about how to train. It will give you a competitive edge.

Training is:

  • The transfer of skills
  • Experiential in nature
  • Performance-focused
  • Filled with participant-driven learning activities
  • For immediate application

There are usually two aspects to training: the process and the content. In what areas do your employees need to be trained (content) and how and by whom should the training be conducted (process)?

The benefits of training far outweigh the costs, even though costs may vary depending on your company, funds and resources. Two types of training that don’t require much money are reinforcement training and on-the-job training.  roll-up-profis  Reinforcement training interrupts bad habits, reminds others of the proper way to do a task, and focuses others on how to do things the right way, so that they relearn what they may have forgotten. On-the-job training is something employees can provide to others when new employees start and need to learn or relearn an aspect of their job. On-the-job training can be remembered in an easy equation = 3P + E.

  1. Present it. Demonstrate the task often and explain the right steps.
  2. Practice it. Encourage the employee to practice the task, while you provide feedback.
  3. Perform it. Let the employee perform independently for a short period of time.
  4. Evaluate it. Be supportive while reviewing what was right and what needs work.

The trick to training is that each training situation provides an opportunity for employees to learn and develop, which not only helps them, but also benefits you and the bottom line. Generally, the best leaders are dedicated to learning themselves, they are the most likely leaders to know the value in training. They know that training doesn’t require a big budget or certified trainers – it’s about the basics. The acronym STAR can remind you of the essentials of developing and conducting effective low-cost training.

 

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Being a Great Customer

Q/ Have you ever experienced Pain?

Q/ Have you ever experienced Pleasure?

They say, Human Beings have two fundamental needs:

To Avoid Pain!
And Gain Pleasure!
Please keep these two fundamentals in mind please.Being a Great Customer FormulaWhat about, “Live for today, because tomorrow may never come!”

I don’t know how many times during my life, I’ve been asked this question.

” How do you spend most of your time? ”

I guess depending on what’s been going on in my life at the time, the answers have varied.

You know what I mean:

I’ve been too busy working.
Thinking about tomorrow, and even worry about tomorrow at times.
Or even dwelling on what went wrong the day before.
Looking forward to going on holiday.
Spending time with loved ones etc.
The list could go on and on.

So what does this have to do with Being a Great Customer, you may be asking yourself?

Not so long ago I was speaking to a friend of mine (who we shall name ) Marcus, and he was saying that he was finding it hard in finding customers.  innotechreviews   He couldn’t understand it, especially as he had excellent products at a reasonable price.

“What more do they want!” he would say.

Another friend of mine (who we shall name) Roger was selling similar products and would say the opposite.

He would say, “I have Great Customers!”

You know what, it got me thinking!

There must be something missing with my friend Marcus, otherwise he would be selling.

Surely?

The question, “What more do they want?” kept going over and over within my mind.

I even found myself the following day as I was going for my early morning walk, still asking the same question.

Then it came to me!

The difference between Marcus and Roger was that Roger who had great customers, was being a great customer himself.

That was it!

Let’s take a look at one of the sections within the Being a Great Customer Formula.

Service

Have you ever been homeless and living on the streets?

Have you ever wondered what it would be like?

We’ve all no doubt seen people who are in this unfortunate position, and the reason as to why they are in that position would be diverse to say the least.

Do you know what I found out?

My friend Roger has actually been there!

Yes that’s right, he’s been homeless and on the streets when he was in his teens.

He lost his brother and this caused Pain and anguish to him and the rest of his family, and the knock on affect of a family break up, was that he found himself homeless.

He told me that through that difficult experience, he feels it has helped him to become a better person, and to live life in the now.

I don’t mean as previously mentioned at the beginning,”Live for today, because tomorrow may never come!”

What he said was by living in the now, is not a minute in the future or a minute in the past, because all we ever have control of is what is happening in our lives now.

What are you thinking now?

What ever it is you are thinking is determining whether you are happy or sad.

It comes down to choice.

Making the right choice on how you think now, determines how you are seeing things, and by seeing and hearing things in the right state of mind, brings Pain or Pleasure.

One of those fundamental needs, they say we want to avoid or need.

I hope this all makes sense to you by the way?

You see, Roger learned how to be in service or to serve others due to his humility, by the way he chose to think. When Roger is in service to his customers, they become a reflection of himself.

And they too see him as a Great Customer to them.

A Win Win situation!

This is the only way I can describe and explain the pleasure I have felt when purchasing a product from Roger.

On the other hand, I have received products from people who have left me feeling the pain of getting ripped off, due to treating me as a part of their system to be exploited in the name of business.

In regards to the statement previously given, “Avoidance is better than cure!”

I would agree when dealing with the people who are purely looking for vulnerable people, to become a number within their list building system, to sell their products to and move on to the next person.

They will never become Wealthy!

Being Wealthy is never about how much money you have, it’s about how you are as a person.

How you treat people, and how they feel about the experience you’ve left them with.

It’s all about giving and being of true service that makes for Being a Great Customer!

What do you think?

What do you think about being a great customer? What experiences have you had?

We are here to help in every step of the way.

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Glitter Band Builders

Did you know that Gold has been a highly sought after metal since before the beginning of recorded history?

I remember as a young child that my mother bought me my first ring made of Gold, which I proudly wore on my finger and it had the sword of Excalibur engraved into it. Excalibur is a 1981 dramatic fantasy film, that retells the legend of King Arthur and his Knights of the Round Table.

So it had some magical influence on me I guess at the time.

I loved it!

As a teenager I     then got to wear my Gold medallion necklace, with my Gold bracelet wrist band that accompanied my Gold ring. With my Afro hair style, my mustache, and my full length brown leather coat, I  ogdispensary  looked like a cross between Michael Jackson and John Shaft (an Afro American character of James Bond in the early 70’s). I was better looking though.

It brings back some, “I had my moments” memories.

Anyway!

When Me & Bruiser were working on a job many years ago, we came across a couple of builders who we nick named, “Dick Dastardly and Muttley. ” (They were the villains of the series “Wacky Races” who drove a purple rocket-powered car with an abundance of concealed weapons and the ability to fly).

They were members of the Glitter Band Builders club, as we named them. They wore plenty of Gold jewelry, which looked cheap and nasty. Our term for them was a couple of Jack the Lads. You know the type, street wise, has an eye for the ladies, has plenty of charm. But these two weren’t the type you’d want your daughter to land up with.

So what qualifications do you need to become a member of their club, other than being a low life?

Let’s take a look at one of them under the first section of the Fools Gold Formula.

Being an expert to:

Beguile

I bet you’ve heard the saying, “All that Glitters Isn’t Gold!”

If not, you have now.

Let me describe the two characters I’m talking about. They dress and look the part to the unwary with their fully equipped vehicle, with the trade membership logo on the side of it (always give the trade body a call to check them out) with so many tools in the vehicle they could open up their own tool shop.

There’s an old saying,

“It’s not the size of the tools you carry, it’s the way you use them!” or something similar I believe.

And we could see they wouldn’t have had a clue how to use them. Trust me, when you’ve been in the building game for a while, you can see a Cowboy builder a mile off.

They walked around with the air of false confidence that rings the alarm bells to the experienced eye. Just the way they held their tool bags, and the way they walked and talked, made them stand out like a sore thumb.

To the uninitiated they may have looked like glitter paved with Gold, but what they will be offering is Fools Gold!

So what happened with Dick Dastardly and his mate Muttley, you may be wondering?

Well listen to this, because there were people who were seeing the glitter of Gold many years ago during the California Gold Rush of 1848-1855, but it did not turn out with the same results for one particular unfortunate couple.

“If it sounds too good to be true, it’s nine times out of ten the case. ”

How many times have you heard about the elderly in particular, getting ripped off by some unscrupulous people? It never ceases to amaze me how often it happens. I can’t for the life of me put my finger on it at times, but just maybe, we can find some answers here.

I don’t know about you, but when I was a child we were given the impression that crooks came with a mask over their eyes, and wore striped vests. Well, I still believe that they wear a mask, but the striped vest has gone.

Dick Dastardly and Muttley used the mask of deceit and charm, to beguile the old couple out of their hard earned savings. Getting the old couple to part with £2k up front for materials was an easy task for them, with the added promise of a very cheap quote which sounded too good to be missed.

The offer Glittered like Gold!

By the way, in regards to giving money up front for materials, if you agree that this would be reasonable in the contract, only pay when the materials arrive at the destination where the work is going to take place. And have the receipt of the material in your name and sign for them.

Why?

Because if your contractor decides to disappear without finishing the job, and hasn’t paid for the materials, the supplier will hand the bill for payment to the address where the materials were sent, and payment will be requested.

You don’t want to have to pay for materials twice, this can be a very painful experience!

This is what the old couple did wrong, so BEWARE yourself:

They never had a written contract in place
They never asked for references
They never checked with the trade organization
They never got a number of quotes
They parted with money too early
When you look at the list I’ve just outlined, it may look obvious to have everything in place, doesn’t it? The sad thing is, that it’s not only the elderly who get caught out, it’s people just like you also!

Let’s just go through the points in the list in a little more depth, so that it doesn’t happen to you. If it hasn’t already?

Having a written contract in place is a must, and not just a verbal one. So many people have the idea that as long as it’s been agreed verbally all is well. If that is the case how do you prove what has been said, when all goes wrong? This may sound obvious to you, but so many people still don’t have anything written down as to what is going to be done, the cost and the time of completion.
Having references of previous work completed, is required so that you check them out. When you check them out, ask for a number of previous references so you are not going to be conned by another ploy. They may have someone who is in on any scam, to be a reference contact. You must go and check all of the references, or get someone who is competent to do it for you. So many people say that they meant to do the checks but never got around to it, because they believed that no one would give references if they weren’t honest. Wrong! Crooks know and understand how people think, and work on the law of averages that most people don’t bother to check out all references given.
If a contractor is a member of a Trade body it will give protection for them and the customer, as there should be an insurance backed support, incorporated within the membership. In the event of any disputes between the customer and the contractor, there is an independent party involved who are able to act as the mediator. The problem is that the people who land up getting ripped off, haven’t checked with the trade organization, that is normally shown as a logo on the side of the vehicle. They assume that because the logo is there, all is well. What can happen is that the trade body doesn’t do any checks to see if the builder still has the logo on the side of their vehicles if they either get expelled from the organization or leaves. The Cowboy builders will  lovepawz    still keep the logo on their vehicle,which gives them false credibility, and Bob’s your uncle as they say. People are then wide open for the scams. Always check by contacting the trade body, to see if the builder is a member or not. Avoid possible pain!
Be mindful of the difference between an estimate you receive from anyone supplying a service (or what normally happens, a guesstimate as I call it) and a quote. An estimate is the estimated cost of something to be achieved, and a quote should be in most cases, the actual cost of something to be achieved. If you get the two mixed up and accept an estimate, you may be leaving yourself open for some considerable increase to the final bill. So again beware.
As human beings in some cultures, we seem to feel an obligation to part with money before we know what we are receiving. We get a sense of guilt it seems, in the thought of someone parting with their money on our behalf, so we feel more comfortable in giving our own money instead. I know I’ve been naive enough to do this through trusting people, and I know there will be those who are reading this, who have taken my money. (Make sure you come up with the goods you promised me, because I won’t forget if you are one of them. ) Like I said it’s so important to make sure everything is in writing, if you do part with money in your contract.
It turned out “Dick Dastardly and Muttley” lived up to the villains of the piece, by flying away in their bogus vehicle, to no doubt go and cheat some other uneducated possible victims. You’ve now been educated, and better still, know what to do with the education you’ve been given.

So please pass on what you’ve learned, to help other possible victims to be able to protect themselves from the Glitter band of builders or other people who are providing a corrupt scheme or event. The old couple parted with further money, to the mounted up to a sum of £20k, for an extension that didn’t get completed.

It’s so easy to get taken in by those who have practiced the art of deception, because they justify there actions by saying that it’s the victims fault in getting ripped, off because they should have known better. Or they say they too have lost money, due to either them getting ripped off, or because of hard times happening to them. This of course, has the knock on effect in you losing your money also.

There’s a song you might want to look up titled, “Do you want to be in my gang” by the lead singer of another Glitter Band. Check him out, because all that Glitters isn’t the Gold it’s perceived to be.

“All that Glitters isn’t Gold!” If you have never heard this saying before you, need to read this article when dealing with people who are providing a service for you.It will remind you that what we some times believe isn’t necessarily true.

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Nice scale and great customer support

The item description looked good. The product reviews looked good. How could I go wrong? Unfortunately the scale did not work correctly. The weight was off by about 20-30 pounds and not even repeatable. Needless to say, I was disappointed and returned the scale.

After I posted this, I was immediately contacted my the people from Innotech. The were genuinely concerned that the product didn’t function properly. They sent me a new scale within a few days and it looks great and is accurate. Maybe my original experience was a fluke? However, their customer support was first rate! My new scale is work innotechreviews  I revised my rating and felt that my review needed to be reflective of the entire process.
768 people found this helpful
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Karen Phelps
5.0 out of 5 stars The display is very crisp and easy to read
Reviewed in the United States on July 26, 2017
Color: WhiteVerified Purchase
I was on the fence about what scale to buy. After shuffling back and forth between about 4 pages I finally settled on this one. I went two different doctors offices and got weight measurements there and compared it to the scale on the same day, all three had the same number. The display is very crisp and easy to read. It even stays up for a bit after you step off the scale if you need to bend down to look at the numbers.The batteries are a little different than a lot of battery scales, using button batteries. I suggest adding some to your cart before you check out so that you don’t have to track them down at the store.  seikatsusuidosos  There is a button on the back that will change the scale from lb/kg/st. which is nifty. I don’t think I’ve come across any scales here in the states that do stones. This scale is pretty light and easy to move. I’m glad I bought it. I could stand on my old scale five different times and get five different weights. Not so with this one.
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Amazon Customer
5.0 out of 5 stars This is just as accurate as my docotor’s scale
Reviewed in the United States on February 27, 2017
Color: WhiteVerified Purchase
Super sleek modern gorgeous scale! I have tried many of the different types of digital scales, but was disappointed with most of them.  f2art.net   Some have buttons to push, remember your previous weight, check your BMI etc. Lot’s can and does go wrong with those. I wanted a good quality scale that you simply step on, get your weight and go. This one fit the bill, it uses standard c2032 batteries instead of big AAA. It turns itself off after a few seconds to save battery life. It’s as accurate as my doctor’s scale and easy to use.
341 people found this helpful
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Paul B.
5.0 out of 5 stars PERFECTION!!
Reviewed in the United States on September 6, 2017
Color: WhiteVerified Purchase
I’m psychotic about weighing myself. I have a full-size doctor’s scale in my home and a $75 scale in my forest cabin. The problem is that they don’t agree. Unacceptable. My quest for the perfect scale continued.

Then I stumbled onto alesco  Innotech, a small flat bathroom scale that does weight and nothing else. It got 4.5 stars on Amazon from 1,000+ reviews and only cost $25 bucks. Amazon reviewers raved about its accuracy. I immediately ordered it.

The scale arrived. Its white, thin and sleek, as if designed by Apple. It weighs a ton, which hints at a quality product.

The moment of truth came. I stepped on my doctor’s scale and measured my weight to the microgram. I then stepped on the Innotech. Three pounds off! Damn! Then I read the instructions which said that you have to press the scale to zero it before stepping on it. I zeroed it and stepped on it. The weight was…PERFECT. I stepped off and on two more times and each time the weight was exactly the same. happy-suger  Folks, this is the perfect scale. When I die and get cremated I want this scale with me.
140 people found this helpful
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Gillian
5.0 out of 5 stars Love It! Love It! Love It!
Reviewed in the United States on March 1, 2017
Color: WhiteVerified Purchase
This is by far the best value scale I’ve ever owned! I think many brand scales in the market have overpriced, and doesn’t look good as well. This Innotech scale not only has a reasonable price, but also a trendy minimalist style that can easily fit in any place! Besides, the white glass really keeps neat and clean, very easy to maintain. I’m also impressed by its great quality!

Quality:
– Accurate and consistence. The gym I go to has a professional Omron scale, I found this this scale is very accurate every time compared to Omron one (but you pay only half of the price of Omron scale, and get nicer design, wow!)
– Light weight but very sturdy. I stamp on it by accident many times, it still remains in perfect condition.
– Numbers easy to read.  kk-leap.co  My dad often complains his scale is hard to read and too many functions that distract him. This scale is simple but readable, I think it is friendly for elder people or pregnant women.

Heads-up:
I found it’s most accurate if you activate it (tap on the scale and let it zero out), before you step on. If you don’t do so, its result may be a little off (1 or 2 times out of 10). As long as you activate it before, you will be fine.

Honestly, for the price, design and quality, I am 100% satisfied and plan to buy another one for my parents. Very happy customer!!! I can’t recommend this more.
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Stephanie G
4.0 out of 5 stars Replacement Scale is Great – First one was terrible
Reviewed in the United States on February 16, 2018
Color: WhiteVerified Purchase
UPDATE: about six weeks after I wrote this review I received a box in the mail. I hadn’t ordered anything so wasn’t sure what it was and lo and behold the seller of this scale must have seen my review and sent me a new scale. It has been in the box for months because honestly I just didn’t bother with it, the bathroom where it went was under construction and I forgot about it. I pulled it out of the box last week and it is perfect. It doesn’t have any of the problems that the first one has. The displayed weight is accurate and it holds so you can actually see the number. It does not fluctuate when you shift weight and it working great.

So here is the thing, the scale is great for a basic scale with no bells and whistles if you get one that works properly and is calibrated properly.

Not Accurate. I have had the flu for the last week, the last time I got on the scale was 4 days ago. I have not eaten since then, only fluids and some saltines. According to the scale this morning I have gained almost 7 pounds. That makes no sense got on again and lost 10 pounds. Ridiculous and that will drive me insane. I am glad it was cheap, but what is that saying about you get what you pay for. Gonna go and buy myself a nice Tanita and move on
68 people found this helpful
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Amazon Customer
1.0 out of 5 stars Not accurate
Reviewed in the United States on May 22, 2020
Color: WhiteVerified Purchase
I had read such positive reviews on this scale. They were much better than all the other scales I researched. However; I just got this scale today and am getting different readings when moving my scale throughout the home. They are off by as much as 5 pounds. I have no idea how much I weigh which defeats the purpose of this purchase. This will most likely be getting returned. What a disappointment.
25 people found this helpful
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queenofbay
5.0 out of 5 stars GREAT SCALE…PRICE IS RIGHT!
Reviewed in the United States on March 22, 2017
Color: WhiteVerified Purchase
Great scale and the price is right! My scale was very, very old and my eyes are failing, lol! I recently went on a diet and I wanted an easy scale to read. Lost 6 lbs. and am lighter and happier! 🙂 I bought the white one and it is very nice looking too.
80 people found this helpful
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Mary H.
5.0 out of 5 stars Once batteries were done it didn’t work again with new replacements.
Reviewed in the United States on September 19, 2018
Color: WhiteVerified Purchase
I purchased this last December. We liked it very much. We had issues in September with low light on and changed the batteries and it still didn’t work effectively. When you step on it, it doesn’t light up. When you push on the batteries on the back with the protective cover off, it lights up. I called the company and they truely have the best customer service I’ve ever had! I had already ordered a new one, because we did like the size and easy to read. The new one was shipped and I was told to throw the one that doesn’t work and would be refunded. AMAZING SERVICE! The new scale uses different batteries. 3 AAA, maybe the battery type was the issue. They were small circle ones.
44 people found this helpful
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W-BAD
5.0 out of 5 stars Great Scale So Far!
Reviewed in the United States on November 2, 2017
Color: WhiteVerified Purchase
The scale is brand new and just arrived, but so far I love it. It’s easy to read the large lit numbers, the scale itself has plenty of space to stand on, it has a very nice modern and clean design which was important to me, the batteries come with the product, the instructions are super clear on how to operate it (insert batteries, place on a flat surface, push one button on the back to change from pounds to a different measurement of weight) and then step on it). So far, I am very pleased with this purchase. It also appears from other reviews that this company has great customer service. They emailed me as soon as my Amazon package was delivered with the phone number to their customer service department.

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Nice scale and great customer support

The item description looked good. The product reviews looked good. How could I go wrong? Unfortunately the scale did not work correctly. The weight was off by about 20-30 pounds and not even repeatable. Needless to say, I was disappointed and returned the scale.

After I posted this, I was immediately contacted my the people from Innotech. The were genuinely concerned that the product didn’t function properly. They sent me a new scale within a few days and it looks great and is accurate. Maybe my original experience was a fluke? However, their customer support was first rate! My new scale is work innotechreviews  I revised my rating and felt that my review needed to be reflective of the entire process.
768 people found this helpful
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Karen Phelps
5.0 out of 5 stars The display is very crisp and easy to read
Reviewed in the United States on July 26, 2017
Color: WhiteVerified Purchase
I was on the fence about what scale to buy. After shuffling back and forth between about 4 pages I finally settled on this one. I went two different doctors offices and got weight measurements there and compared it to the scale on the same day, all three had the same number. The display is very crisp and easy to read. It even stays up for a bit after you step off the scale if you need to bend down to look at the numbers.The batteries are a little different than a lot of battery scales, using button batteries. I suggest adding some to your cart before you check out so that you don’t have to track them down at the store.  seikatsusuidosos  There is a button on the back that will change the scale from lb/kg/st. which is nifty. I don’t think I’ve come across any scales here in the states that do stones. This scale is pretty light and easy to move. I’m glad I bought it. I could stand on my old scale five different times and get five different weights. Not so with this one.
Customer imageCustomer imageCustomer imageCustomer imageCustomer image
221 people found this helpful
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Amazon Customer
5.0 out of 5 stars This is just as accurate as my docotor’s scale
Reviewed in the United States on February 27, 2017
Color: WhiteVerified Purchase
Super sleek modern gorgeous scale! I have tried many of the different types of digital scales, but was disappointed with most of them.  f2art.net   Some have buttons to push, remember your previous weight, check your BMI etc. Lot’s can and does go wrong with those. I wanted a good quality scale that you simply step on, get your weight and go. This one fit the bill, it uses standard c2032 batteries instead of big AAA. It turns itself off after a few seconds to save battery life. It’s as accurate as my doctor’s scale and easy to use.
341 people found this helpful
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Paul B.
5.0 out of 5 stars PERFECTION!!
Reviewed in the United States on September 6, 2017
Color: WhiteVerified Purchase
I’m psychotic about weighing myself. I have a full-size doctor’s scale in my home and a $75 scale in my forest cabin. The problem is that they don’t agree. Unacceptable. My quest for the perfect scale continued.

Then I stumbled onto alesco  Innotech, a small flat bathroom scale that does weight and nothing else. It got 4.5 stars on Amazon from 1,000+ reviews and only cost $25 bucks. Amazon reviewers raved about its accuracy. I immediately ordered it.

The scale arrived. Its white, thin and sleek, as if designed by Apple. It weighs a ton, which hints at a quality product.

The moment of truth came. I stepped on my doctor’s scale and measured my weight to the microgram. I then stepped on the Innotech. Three pounds off! Damn! Then I read the instructions which said that you have to press the scale to zero it before stepping on it. I zeroed it and stepped on it. The weight was…PERFECT. I stepped off and on two more times and each time the weight was exactly the same. happy-suger  Folks, this is the perfect scale. When I die and get cremated I want this scale with me.
140 people found this helpful
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Gillian
5.0 out of 5 stars Love It! Love It! Love It!
Reviewed in the United States on March 1, 2017
Color: WhiteVerified Purchase
This is by far the best value scale I’ve ever owned! I think many brand scales in the market have overpriced, and doesn’t look good as well. This Innotech scale not only has a reasonable price, but also a trendy minimalist style that can easily fit in any place! Besides, the white glass really keeps neat and clean, very easy to maintain. I’m also impressed by its great quality!

Quality:
– Accurate and consistence. The gym I go to has a professional Omron scale, I found this this scale is very accurate every time compared to Omron one (but you pay only half of the price of Omron scale, and get nicer design, wow!)
– Light weight but very sturdy. I stamp on it by accident many times, it still remains in perfect condition.
– Numbers easy to read.  kk-leap.co  My dad often complains his scale is hard to read and too many functions that distract him. This scale is simple but readable, I think it is friendly for elder people or pregnant women.

Heads-up:
I found it’s most accurate if you activate it (tap on the scale and let it zero out), before you step on. If you don’t do so, its result may be a little off (1 or 2 times out of 10). As long as you activate it before, you will be fine.

Honestly, for the price, design and quality, I am 100% satisfied and plan to buy another one for my parents. Very happy customer!!! I can’t recommend this more.
Customer imageCustomer imageCustomer imageCustomer imageCustomer image
167 people found this helpful
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Stephanie G
4.0 out of 5 stars Replacement Scale is Great – First one was terrible
Reviewed in the United States on February 16, 2018
Color: WhiteVerified Purchase
UPDATE: about six weeks after I wrote this review I received a box in the mail. I hadn’t ordered anything so wasn’t sure what it was and lo and behold the seller of this scale must have seen my review and sent me a new scale. It has been in the box for months because honestly I just didn’t bother with it, the bathroom where it went was under construction and I forgot about it. I pulled it out of the box last week and it is perfect. It doesn’t have any of the problems that the first one has. The displayed weight is accurate and it holds so you can actually see the number. It does not fluctuate when you shift weight and it working great.

So here is the thing, the scale is great for a basic scale with no bells and whistles if you get one that works properly and is calibrated properly.

Not Accurate. I have had the flu for the last week, the last time I got on the scale was 4 days ago. I have not eaten since then, only fluids and some saltines. According to the scale this morning I have gained almost 7 pounds. That makes no sense got on again and lost 10 pounds. Ridiculous and that will drive me insane. I am glad it was cheap, but what is that saying about you get what you pay for. Gonna go and buy myself a nice Tanita and move on
68 people found this helpful
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Amazon Customer
1.0 out of 5 stars Not accurate
Reviewed in the United States on May 22, 2020
Color: WhiteVerified Purchase
I had read such positive reviews on this scale. They were much better than all the other scales I researched. However; I just got this scale today and am getting different readings when moving my scale throughout the home. They are off by as much as 5 pounds. I have no idea how much I weigh which defeats the purpose of this purchase. This will most likely be getting returned. What a disappointment.
25 people found this helpful
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queenofbay
5.0 out of 5 stars GREAT SCALE…PRICE IS RIGHT!
Reviewed in the United States on March 22, 2017
Color: WhiteVerified Purchase
Great scale and the price is right! My scale was very, very old and my eyes are failing, lol! I recently went on a diet and I wanted an easy scale to read. Lost 6 lbs. and am lighter and happier! 🙂 I bought the white one and it is very nice looking too.
80 people found this helpful
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Mary H.
5.0 out of 5 stars Once batteries were done it didn’t work again with new replacements.
Reviewed in the United States on September 19, 2018
Color: WhiteVerified Purchase
I purchased this last December. We liked it very much. We had issues in September with low light on and changed the batteries and it still didn’t work effectively. When you step on it, it doesn’t light up. When you push on the batteries on the back with the protective cover off, it lights up. I called the company and they truely have the best customer service I’ve ever had! I had already ordered a new one, because we did like the size and easy to read. The new one was shipped and I was told to throw the one that doesn’t work and would be refunded. AMAZING SERVICE! The new scale uses different batteries. 3 AAA, maybe the battery type was the issue. They were small circle ones.
44 people found this helpful
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W-BAD
5.0 out of 5 stars Great Scale So Far!
Reviewed in the United States on November 2, 2017
Color: WhiteVerified Purchase
The scale is brand new and just arrived, but so far I love it. It’s easy to read the large lit numbers, the scale itself has plenty of space to stand on, it has a very nice modern and clean design which was important to me, the batteries come with the product, the instructions are super clear on how to operate it (insert batteries, place on a flat surface, push one button on the back to change from pounds to a different measurement of weight) and then step on it). So far, I am very pleased with this purchase. It also appears from other reviews that this company has great customer service. They emailed me as soon as my Amazon package was delivered with the phone number to their customer service department.

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Home Information Packs

Legal fees – generally consisting of lawyer’s fee plus those of any searches carried out

Land registry fees

Valuation/inspection (survey) fees

Mortgage “arrangement” fees (essentially points, an up-front payment in return for better rates)

Chains

A chain is where Builders North Wales you wish to buy a house from Mr A, but Mr A is waiting to buy a house from Mr B, and Mr B is waiting to buy a house from Mr C etc. In view of the late stage of fixing a completion date chains occur all too frequently in English real estate transactions.

The only way to avoid getting caught in a chain is to limit your search to properties listed as “no chain” or “vacant possession” (unoccupied). It is also worth getting your lawyer to confirm this as part of the conveyancing process.

Gazumping and Gazundering

As we’ve already said the English real estate system is fraught with frustration as buyers and sellers may change minds or walk away right up to the last minute. Two common reasons for doing so are “gazumping” and “gazundering”. Though it’s hopes that readers will never encounter them it’s worth defining them here.

Gazumping is where a seller accepts one offer but keeps marketing the property and eventually accepts a higher offer. The maker of the first offer is left out of pocket to the tune of inspections, legal fees, and mortgage fees incurred to date.

Gazundering is where a buyer, having had one offer accepted, subsequently makes a lower offer. This may be genuine, in the light of faults identified on inspection, or may be based upon pure greed arising from the seller’s need to sell quickly.

Home Information Packs

In an attempt to partially address the inefficiencies of the English real estate system the U.K. government has introduced “Home Information Packs” on larger properties from August 2007, with all properties set to follow some time in the future. This means potential sellers have to compile a set of documents providing certain information about the property.

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The costs of purchase include Stamp Duty

Costs of Purchase

The costs of purchase include the following:

Stamp Duty (tax):

for properties Builders North Wales up to £125,000, stamp duty = 0%;

for properties over £125,000 and up to to £250,000, stamp duty = 1%;

for properties over £250,000 to £500,000, stamp duty = 3%;

for properties over £500,000; stamp duty = 4%. Bizarrely the rate quoted is payable on the ENTIRE purchase price, eg a house priced £251,000 is liable for £7,530 stamp duty, whereas one at £250,000 is liable only for £2,500. It follows that it is very well worth negotiating a reduction to take a property just below a stamp duty threshold.

Legal fees – generally consisting of lawyer’s fee plus those of any searches carried out

Land registry fees

Valuation/inspection (survey) fees

Mortgage “arrangement” fees (essentially points, an up-front payment in return for better rates)

Chains

A chain is where you wish to buy a house from Mr A, but Mr A is waiting to buy a house from Mr B, and Mr B is waiting to buy a house from Mr C etc. In view of the late stage of fixing a completion date chains occur all too frequently in English real estate transactions.

The only way to avoid getting caught in a chain is to limit your search to properties listed as “no chain” or “vacant possession” (unoccupied). It is also worth getting your lawyer to confirm this as part of the conveyancing process.

Gazumping and Gazundering

As we’ve already said the English real estate system is fraught with frustration as buyers and sellers may change minds or walk away right up to the last minute. Two common reasons for doing so are “gazumping” and “gazundering”. Though it’s hopes that readers will never encounter them it’s worth defining them here.

Gazumping is where a seller accepts one offer but keeps marketing the property and eventually accepts a higher offer. The maker of the first offer is left out of pocket to the tune of inspections, legal fees, and mortgage fees incurred to date.

Gazundering is where a buyer, having had one offer accepted, subsequently makes a lower offer. This may be genuine, in the light of faults identified on inspection, or may be based upon pure greed arising from the seller’s need to sell quickly.